What car insurance do I need?

What type of car insurance do you need?

Drivers must provide minimum levels of coverage for car insurance in almost all jurisdictions. Yet the insurer will sell you other forms of car insurance beyond the limit. What examples are right for you, what are they covering?

How much insurance do you need for your car?

The simple answer: as much as you can afford it.

Everyone’s expectations are different, but that doesn’t mean you can’t shield yourself from unexpected financial problems arising from car accidents. How much coverage do you need for that? Just like most of the other things about car insurance, it’s different.

Audatex provides you with comprehensive car insurance information

Auto insurance will protect you from things such as your car being robbed or stolen, or if you are involved in a collision.

At the very least, if you are blamed for an incident, it will include other persons and their cars (third parties). If you’re destroying their vehicle, for example, or they’re wounded.

This depends on the type of coverage you choose for just what you are compensated for. Don’t just choose the cheapest option–compare and pick a package with the right level of cover for you.

Car insurance policies may include different types of coverage. Your independent insurance agent will provide professional advice on the type and amount of auto insurance you need to meet your personal needs and comply with the laws of your state. These are the main types of coverage your policy may include:

  • Liability for Bodily Injury
  • Property damage liability
  • Collision
  • Comprehensive
  • Medical Expenses
  • Uninsured/Underinsured Motorist Coverage