SR22 Car Insurance

What is SR22 Car Insurance?

SR-22 is a form with DMV completed by your insurance company that indicates that you have the required car insurance. However, based on your driving records, you may need to pay higher insurance premiums, especially if you are a high-risk driver. Learn how to save SR-22 insurance and return to the road at a low price.

What does SR-22 insurance cost?

The submission of SR-22 is not expensive. SR-22’s certificate fee usually ranges from $ 25 to $ 55, and your insurance company will help you. However, depending on why you need SR-22, your insurance rate is expected to increase by 48% or more. For example, getting DUI can increase your insurance premium by $ 1,200 in three to five years, let alone court and other costs.

How to save on SR-22 car insurance

  • Nominate drivers
  • Look for discounts
  • Choose the highest deductible you can afford
  • Don’t pay for features you won’t use
  • Shop around
  • Remove extra coverage

Compare cheap SR-22 car insurance quotes online

A DUI / DWI will increase the insurance premiums of any person. Comparing the SR-22 insurance quotes and comparing cheaper prices will be especially crucial after the submission of this form. No matter what the crime was that put you in your current position, your insurance company will most likely consider it a higher risk and, therefore, more expensive to cover.

Car Insurance vs. SR-22 Insurance
Car Insurance vs. SR-22 Insurance

The dollar amount for which your coverage rate increases due to this presentation (or other legally required proof of financial responsibility) depends on your insurer, who is currently providing your coverage and risk determination. Certain discounts, such as B. a discount for safe drivers can be revoked by your car insurance.


Typically, this form is required by law if a driver is fined for a traffic accident but is unable to provide proof of insurance or other financial responsibility.

Car insurance and illegal driving
Car insurance and illegal driving

Submitting an SR-22 is not expensive. An SR-22 typically costs $ 30 to $ 50 for the certificate that your insurer will help you fill out. However, expect your insurance premiums to increase 55% or more depending on why you need an SR-22. For example, purchasing a DUI could increase your insurance premiums by $ 1,265 for three to five years, not to mention court fees and other costs.

Stop Overpaying For Your Non-Owner SR22 Car Insurance

SR22 homeless insurance can be costly, depending on your circumstances. Finding a new offer may save you money. Depending on state law, you will want to seek insurance locally. Even if you are satisfied with your current SR22 insurance, it is worth looking for a better deal.