Car owners should avoid repeated insurance when applying for car insurance. Some car owners may think that they have a higher chance of getting out of an accident in a particular aspect, so they need to apply for this insurance again, and believe that they can get repeated compensation. Even if the owner repeatedly insured an insurance type, it will not get excessive compensation when it comes to payment.
Don’t insure too much
Don’t over-insure if you insure more than the insured value or the insured amount is less than the insured value, you will not be able to guarantee all insurance effectively. Don’t insure too much. If you insure more than the insured value or the insured amount is less than the insured value, you cannot effectively guarantee all insurance.
If the insurance amount is less than the insurance amount, the insurer is responsible for compensation. Unless otherwise specified in the contract, it is determined by the ratio of the insured amount to the insured value. As a result, insufficient insurance and insurance cannot obtain additional benefits.
Some car owners can’t replace the insurance in time after the expiration of the insurance contract, but it will be too late in case of accidents these days.
Review the Insurance Documents Carefully
When you receive the insurance document, you must check it carefully to see if it has anti-counterfeiting shading. If not, you can refuse to sign it.
After completing the insurance procedures and getting the original of the system, the items listed in the system shall be checked in time, such as license plate number, engine number, etc. And if there is an error, you must correct it immediately.
Carry insurance card with you
Insurance cards should be covered, and remember the insurance deadline and renew it in advance.